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中国高翻团队倾力之作
全文字数：1602字
阅读时间：15分钟
上期翻译答案
To remain intelligent, an algorithmneedsa data stream of current user choices and rating of past suggestions.
为了保持智能，算法需要当前用户选择以及对过去人工智能给出建议进行评级的数据流。
《本期内容》
双语阅读
A wave of Americans has been reaching retirement age largely unprepared for the extraordinary costs of specialized care. These aging baby boomers — 73 million strong, the oldest of whom turn 77 this year — pose an unprecedented challenge to the U.S. economy, as individual families shoulder an increasingly ruinous financial burden with little help fromstalematedpolicymakers in Washington.
一波即将退休的美国人，还没有完全准备好承受高昂的特殊护理费用。这些步入老年的婴儿潮一代有7300万人，其中年龄最大的今年已经77岁了，给美国经济带来了前所未有的挑战，因为华盛顿政策制定者陷入僵局，几乎不能提供任何帮助，家庭个人承担着越来越严重的经济负担。
The dilemma is particularlyvexingfor those in the economic middle. They can’t afford the high costs of care on their own, yet their resources are too high for them to qualify for federal safety-net insurance. An estimated 18 million middle-income boomers will require care for moderate to severe needs but be unable to pay for it, according to an analysis of the gap by the Center for Retirement Research at Boston College.
对于经济水平中等的人来说，这种困境尤其令人烦恼。他们自己支付不起高昂的护理费用，但他们的经济水平又太高，不符合联邦社会保障保险的资格。根据波士顿学院退休研究中心的一项分析，估计有1800万中等收入婴儿潮一代将产生中度至重度的护理需求，但却无力支付。
Assisted-living facilities, the fastest-growing category of elderly care, provide an independent, homelike environment for seniors who need some help with day-to-day functions. Chandeliers, comfy sofas, wood paneling andplushcarpets are standard in common areas. You can get your own apartment with your own bathroom. But it starts at $60,000 a year on average, according to the National Investment Center for Seniors Housing & Care (NIC) — and costsgo upas residents age and need more care. Locked units fordementiapatients, which increasingly are being established within assisted-living facilities or as stand-alone facilities, run more than $80,000 a year on average.
养老服务机构是老年护理行业中增长最快的类别，为需要日常帮助的老年人提供一个独立的、像家一样的环境。吊灯、舒适的沙发、木镶板和毛绒地毯是公共区域的标配。你可以有自己的单间，有自己的浴室。但根据美国老年人住房与护理国家投资中心的数据，它的起步价平均为每年6万美元，而且随着居民年龄的增长以及对护理需求的增加，费用也会上升。痴呆症患者的封闭式病房，越来越多地被建立在养老服务机构中或者独立运行，平均收费超过8万美元。
Long-term care costs represent “the single largest financial risk” facing seniors and their families, the National Council on Aging and UMass Boston researchers said in a 2020 report. Polls show the vast majority of people would prefer aging in place, in their own home. But median costs for 40 hours a week of assistance from a care aide in the home, for things such as bathing, dressing, eating and toileting, run over $56,000 a year. A shortage of home care aides, moreover, was exacerbated by the pandemic.
美国老龄问题全国委员会和马萨诸塞州大学波士顿分校的研究人员在2020年的一份报告中表示，长期护理的开销代表着老年人及其家庭面临的“单笔最大的财务风险”。民意调查显示，绝大多数人更喜欢在自己家中就地老去。但是，由上门护理人员提供每周约40小时的洗澡、穿衣、吃饭和上厕所等服务，每年的平均费用超过了5.6万美元。此外，疫情加剧了家庭护理人员的短缺。
Nursing homes provide the most intensive care for the most dependent seniors and function like medical facilities, averaging $120,000 a year unless you qualify for Medicaid, the federal insurance program for the poor and elderly. Medicaid willkick inonly once an elderly person’s resources aredrained away. Nursing homes are viewed as a destination of last resort. More than 70 percent of older Americans say they are unwilling to live in one, according to a 2021 poll by the John A. Hartford Foundation, which advocates and funds research about age-related issues.
翻译划线句，长按文末小程序码打卡，答案下期公布~医疗补助计划只有在老年人的资产耗尽后才会生效。养老院被视为最后的选择。约翰·哈特福德基金会倡导并资助有关年龄相关问题的研究，该基金会2021年的一项民意调查显示，超过70%的美国老年人表示他们不愿意住在养老院。
本文节选自：The Washington Post（华盛顿邮报）
发布时间：2023.03.14
作者：Christopher Rowland
原文标题：Senior care is crushingly expensive. Boomers aren’t ready.
词汇积累
1.stalemate
英/ ˈsteɪlmeɪt /美/ ˈsteɪlmeɪt /
n.僵局；陷于困境
vt.使僵持；使陷入困境
vi.僵持；陷入僵局
2.vex
英/ veks /美/ veks /
vt.使烦恼；使困惑；使恼怒
vi.烦恼
3.plush
英/ plʌʃ /美/ plʌʃ /
adj.豪华的；长毛绒做的；舒服的
n.长毛绒
4.dementia
英/ dɪˈmenʃə /美/ dɪˈmenʃə /
n.痴呆，精神错乱
词组搭配
1.go up 增长；上升；被兴建起来
2.kick in 踢开；支付；开始生效；腿打水游进；死亡
3.drain away 渐渐枯竭；排去；流尽
写作句总结
原句：Nursing homes are viewed as a destination of last resort.
结构：XX are viewed as a destination of last resort.
例句：Many people believe that community colleges are viewed as a destination of last resort for students who cannot get into traditional four-year universities.
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